Construction of single-family, energy-efficient homes on state-donated lots for first-time homebuyers with incomes at or below 60 percent of area median income. Homebuyers will contribute sweat equity and be provided GED and employment training and ownership counseling. Windsor Federal Savings and Loan will provide construction financing of $150,000, and other funding includes the Connecticut Department of Economic and Community Development. Approved in Round One of the 2012 AHP.

Construction of energy-efficient homes on land foreclosed by the city, targeted to households with incomes at or below 60 percent of area median income, including returning veterans. Homeowners will contribute 500 hours of sweat equity and receive financial planning and ownership counseling. Connecticut Community Bank will provide construction financing. The sponsor will provide homebuyers with a zero-percent interest rate on a 30-year mortgage. Approved in Round One of the 2012 AHP.

Construction of a single-family, energy-efficient home on donated land for a very low-income, first-time homebuyer. The family will contribute sweat equity and receive ownership counseling. Liberty Bank will provide a construction line of credit and 15-year mortgage financing in combination with the Habitat zero-interest rate 35-year mortgage. Other funding includes sponsor fundraising and charitable giving. Approved in Round One of the 2012 AHP.

Refinancing and rehabilitation of existing rental community to ensure its continued affordability, energy efficiency, and long-term sustainability. Trinity Park serves a wide range of residents with special needs. Residents will have opportunities to participate in the residents' council and board as well as a variety of classes. Financing includes a sponsor-provided loan, Low Income Housing Tax Credits, an AHP-subsidized advance through People's United Bank, and AHP direct subsidy. Approved in Round One of the 2012 AHP.

Construction of 24 new units and energy-efficiency improvements made to existing units. All of the units will be targeted to homeless households with incomes at or below 30 percent of the area median income. Residents will receive health care services and job development skills to help them successfully transition from homeless to permanent housing. In addition to the Maine State Housing Authority, Peoples United Bank will be providing a line of credit to bridge the construction costs. Approved in Round One of the 2012 AHP.

Acquisition and rehabilitation of three multifamily properties to preserve affordable housing for very low- to moderate-income households. The work will focus on improving the buildings' energy efficiency. The units are located in the downtown growth district in close proximity to a range of community services and public transportation. In addition to the AHP grant and subsidy, the member is making two permanent loans, one with the AHP-subsidized advance, and a second conventional loan. Approved in Round One of the 2012 AHP.

Rehabilitation and resale of two abandoned, foreclosed homes to low-income first-time homebuyers. Homeowners will have access to homeownership counseling and family development accounts to help build assets. AHP funds will pay for the rehabilitation costs. Bangor Savings Bank will provide bridge financing and the sponsor will provide the mortgages to the future homebuyers. Approved in Round One of the 2012 AHP.

Construction of 26 units of housing for low- and very low-income seniors. Residents will have access to a range of community services and the opportunity to participate in leadership roles on the residents' council. Supportive services will be offered by Penquis CAP, Inc. The new construction will include many sustainable features and is located near a park. Machais Savings Bank will provide construction financing and purchase a portion of the Low Income Housing Tax Credits. Other financing will be provided by the Maine State Housing Authority. Approved in Round One of the 2012 AHP.

Rehabilitation of existing single-family and duplex properties to expand some of the units and make energy-efficient and water-conserving improvements. The sponsor will provide homeownership counseling and financial planning services. Primary healthcare and mental health care services will be provided through an agreement with the Tribal Health Department. Bangor Savings Bank will provide construction financing. Low Income Housing Tax Credits and Tribal loans will be provided through the federal Native American Housing Assistance program and the Self-Determination Act program will provide the remaining permanent funds. Approved in Round One of the 2012 AHP.

Rehabilitation of an 80-year-old home, using the traditional Habitat for Humanity sweat equity model, for a family earning less than 50 percent of area median income. The sponsor is providing zero percent mortgage financing. Leominster Credit Union will provide a construction line of credit and the Town of Acton will provide a grant. Approved in Round One of the 2012 AHP.

Construction of a new home for a very low-income family. The homebuyer will provide sweat equity. Construction will include energy-efficient features and water-conserving fixtures. The Town of Amherst has provided additional financing through the Community Preservation Act. Easthampton Savings Bank is providing construction financing. Pioneer Valley Habitat for Humanity will provide a zero percent mortgage to the homebuyer. Approved in Round One of the 2012 AHP.

Refinancing and rehabilitation of a mixed-income development. The project preserves affordable housing and is centrally located near transportation and services. The scope of work includes water- and energy-efficiency improvements across both properties. Boston Private Bank & Trust Company will provide construction and permanent financing using tax-exempt bonds issued by the Massachusetts Development Finance Agency. Approved in Round One of the 2012 AHP.

Redevelopment in Upham's Corner to create affordable rental housing for very low-income households, including those below 60 percent of the area median income. Residents will have access to GED and ESL classes, employment training, and daycare. Bank of America will provide the construction financing, make a permanent loan utilizing an AHP- subsidized advance, and purchase the Low Income Housing Tax Credits. Other funding includes HOME funds and state grants. Approved in Round One of the 2012 AHP.

Reuse of an American Legion Hall to create studio apartments for homeless veterans. The Pine Street Inn will provide property management and supportive services. Boston Private Bank & Trust Company will supply construction financing. In addition to the AHP grant, other funders include the North Shore HOME Consortium and Massachusetts Department of Housing and Community Development. Approved in Round One of the 2012 AHP.

Construction of new three-bedroom duplexes for very low-income first-time homebuyers. The families will contribute sweat equity and will have access to GED and ESL classes. North Shore Bank is providing a construction line of credit. Habitat for Humanity-North Shore, Inc. will provide a zero percent mortgage to the homebuyers. Approved in Round One of the 2012 AHP.

Acquisition and rehabilitation of an existing building for families with incomes of less than 60 percent of area median income. The initiative enjoys widespread town support and helps the town in meeting its goals for affordable housing production and restoration of buildings in the historic district. Fall River Five Cents Savings Bank will provide construction financing. Other funding comes from the Town of Falmouth, HOME, and MassHelp. Approved in Round One of the 2012 AHP.

Construction of two affordable homes for households with incomes at or below 60 percent of area median income. Teachers and students from Smith Vocational High School will take the lead in construction. The sponsor will work with partners to provide employment training, GED, and other workforce readiness skills. Florence Savings Bank will provide a line of credit for construction. Pioneer Valley Habitat for Humanity will provide homebuyers with a zero percent interest rate on a 30-year mortgage. Approved in Round One of the 2012 AHP.

Rehabilitation of two buildings to be used as single-room-occupancy residences for low-income individuals. This service-enriched housing will feature a wide array of programs to allow residents to become more self-sufficient and independent. FamilyFirst Bank will provide permanent financing of $360,000, and the AHP grant will be used for the balance of the funding. Approved in Round One of the 2012 AHP.

Preservation, recapitalization, and rehabilitation of five existing buildings, plus acquisition of an additional building. The project will include three family-sized units with Section 8 vouchers and two units set aside for formerly homeless veterans. People's United Bank will be providing a construction loan and permanent financing using the AHP-subsidized advance, with an additional pass-through to Massachusetts Housing Partnership. Additional funding will be provided by the Massachusetts Department of Housing and Community Development. Approved in Round One of the 2012 AHP.

Rehabilitation of a vacant property to create condo-style homeownership units. The new owners will contribute sweat equity to the project. The homes will be targeted to first-time homebuyers with incomes at or below 50 percent of the area median income. Enterprise Bank and Trust Company will provide construction financing and a $25,000 permanent mortgage to each homebuyer. The sponsor will provide zero percent financing on the second mortgage. Approved in Round One of the 2012 AHP.

Construction of four affordable, energy-efficient homes on land donated by the city for very low-income first-time homebuyers. The owners will have access to comprehensive homeownership counseling, financial literacy education, and participation in a homeownership association. Eastern Bank is providing a construction line of credit. The sponsor will provide homebuyers with a zero percent interest rate on a 25-year mortgage. Charitable contributions and owner down payments comprise the balance of the funding. Approved in Round One of the 2012 AHP.

Rehabilitation and energy-efficiency upgrades of a foreclosed condominium building that will be sold to families earning less than 60 percent of the area medium income. Homebuyers will contribute sweat equity and be provided GED, ESL, employment, and homebuyer training opportunities. The sponsor will provide a zero percent, 30-year mortgage to each family. The member will provide a construction line of credit. Other funding includes sponsor equity. Approved in Round One of the 2012 AHP.

Acquisition and energy-efficient rehabilitation enhancements of a building to create supportive housing for 18- to 22-year-olds after they leave foster care. All units will be targeted to individuals earning below 30 percent of the area median income. Currently, there are no transitional programs available in Southeastern Massachusetts for this population. Job-readiness training and computer literacy classes will be available. Residents will be encouraged to take leadership roles within the community by leading group discussions and mentoring newer participants. Bristol County Savings Bank will provide construction financing and utilize an AHP-subsidized advance to provide the permanent loan. Approved in Round One of the 2012 AHP.

Acquisition and energy-efficient rehabilitation enhancements of a building to create supportive housing for 18- to 22-year-olds after they leave foster care. All units will be targeted to individuals earning below 30 percent of the area median income. Currently, there are no transitional programs available in Southeastern Massachusetts for this population. Job-readiness training and computer literacy classes will be available. Residents will be encouraged to take leadership roles within the community by leading group discussions and mentoring newer participants. BayCoast Bank will provide permanent financing using an AHP-subsidized advance. Other funding will include a City of New Bedford grant and sponsor equity. Approved in Round One of the 2012 AHP.

New construction of five energy-efficient single-family homes to create homeownership opportunities for first time homebuyers earning less than 80 percent of the area median income. The homeowners and community will provide sweat equity. Families will benefit from homebuyer education and participation in a homeowners association. Cape Cod Five Cents Savings Bank will provide a construction line of credit in addition to the AHP grant. The sponsor will provide zero percent financing to two home-buying families and will help the other homebuyers obtain USDA Rural Development financing. Approved in Round One of the 2012 AHP.

Rehabilitation and construction of the Old Farm Inn to provide housing for survivors of brain injury and related cognitive disorders. Six units will be for individuals earning at or below 50 percent of the area median income and two units will be market rate. Residents will receive on-site health care and mental health services. A residents' council will also be established and one resident will sit on the sponsor's board of directors. Rockport National Bank will provide acquisition financing and permanent financing through the AHP-subsidized advance. Remaining funding includes charitable contributions and Massachusetts Department of Housing and Community Development grants. Approved in Round One of the 2012 AHP.

Construction of new energy-efficient housing for families with incomes less than 50 and 60 percent of the area median income. Residents will benefit from employment and ESL training and participate in a residents' council. Bank of America will provide construction financing and the Low Income Housing Tax Credits. In addition to the AHP grant, other funding comes from HOME, Massachusetts Department of Housing and Community Development, MassHousing, Massachusetts Housing Partnership, and developer equity. Approved in Round One of the 2012 AHP.

Construction of a new energy-efficient, single-family home to be sold to a very low-income family. The family will receive education, job training, and homeownership counseling and will provide sweat equity. The Franklin County Technical High School's construction trade program will be the construction lead. Greenfield Savings Bank will provide a construction line of credit. Pioneer Valley Habitat for Humanity will provide a zero percent mortgage to the homebuyer. Approved in Round One of the 2012 AHP.

New construction of two single-family homes on land donated by the town. One home will be targeted to a family at or below 60 percent of the area median income, the other at or below 80 percent. The land will be placed in the Island Housing Trust to maintain their affordability in perpetuity. Martha's Vineyard Savings Bank will provide construction financing up to $100,000. Approved in Round One of the 2012 AHP.

Construction and rehabilitation of 12 affordable, supportive-housing units for individuals with developmental disabilities. Residents will receive job training and placement with local employers. Meredith Village Savings Bank will provide a construction loan and use an AHP-subsidized advance for permanent financing. Other funders include the New Hampshire Housing Finance Authority. Approved in Round One of the 2012 AHP.