May 20, 2025

May Peer Analysis & Balance Sheet Strategies Update

The operating environment for banks and credit unions in 2025 continues to pose no shortage of asset-liability management challenges. Rate cut expectations continue to change as the entire yield curve has been subject to considerable volatility. Loan growth has slowed, and while the start of the rate-cutting cycle has provided some relief on the cost of funds, deposit gathering efforts remain challenging. Margins and earnings remain under pressure, liquidity and interest-rate risks continue to be front and center, and credit risks are beginning to emerge.

Register

Join us Tuesday, May 20, from 11:00 to 11:45 a.m. for an informative 45-minute webinar to hear an in-depth analysis of what is occurring on FHLBank Boston depository member balance sheets and review important trends in the capital markets, the economy, and the banking industry.

Webinar Topics

  • What are the key takeaways from FHLBank Boston members’ 2025 first-quarter call reports?
  • ​What approaches are members using to support earnings, boost liquidity, and manage risk?
  • How much more pressure on the cost of funds is expected, as short-term rates have come down from 2024 highs?
  • What does the recent volatility in intermediate-tenor interest rates suggest about the direction, timing, and magnitude of potential moves in short-term interest rates?
  • Do trends in inflation and unemployment suggest that a higher-for-longer interest-rate environment may persist?
  • How have banks and credit unions fared in deposit growth and mix as competitive forces remain high?
  • What are the signs of emerging credit stress in loan portfolios?
  • What is happening with loan growth as liquidity remains tight and rates persist at levels not seen in a very long time?
  • What wholesale funding strategies are members using that align with current and future balance sheet needs?
  • What lending, investment, and funding tactics should be considered going forward?

Meet Our Experts:

As the vice president, director of member strategies and solutions at FHLBank Boston, Andrew Paolillo leads the strategies team in creating customized funding strategies for members. Andrew has experience as a portfolio manager, trader, and analyst, and is well-versed in developing asset liability management (ALCO) strategies tailored to financial institutions’ needs.

In his role as a sales & strategies specialist, Tyler Buckeridge applies his analytical skills and data-driven insights to support FHLBank Boston members and enhance their understanding of how the Bank’s products and services can help them achieve their performance goals. Prior to joining FHLBank Boston in 2024, Tyler worked in retail banking.

Date + Time

Tuesday, May 20, 2025
11:00 a.m. to 11:45 a.m.
No Charge
​Questions? Please contact Stacy McCarthy.

Register

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