Improving Asset/Liability Management
In addition to providing customized funding strategies for members, the Bank is often asked to review asset/liability management reports and discuss funding and leverage opportunities. In this report, Bank Financial Strategist Marianne Cacciola offers tips to help members better manage their asset/liability processes.
Strategies for Funding Jumbo Mortgages 
The national average rate on 30-year fixed rate jumbo mortgages is currently 7.92 percent, offering members an attractive opportunity to hold mortgages, grow the balance sheet, and take advantage of an annuity stream of interest income.
Unlock the Potential in Your Balance Sheet 
Institutions that are collateral constrained can find relief by unlocking the potential found in asset classes other than the one- to four-family, owner-occupied loans that often dominate their balance sheets.
An active mortgage and business lender, member Stoneham Bank
Members
interested in estimating when their option advances will
be called can turn to the HLB-Option Rate-Sensitivity
tool for help. In this FHLB Boston video
tutorial, Account Manager Loughlin Cleary shows members how
to use this web-based tool. 