Federal Home Loan Bank of Boston relationship managers John Baity (left) and David Birkins.

Absolutely! Mortgage rates are approaching last year's lows, but so are rates for long-term advances that support fixed-rate portfolios. Today's rate environment and the steepness of the yield curve make it a good time for locking in handsome spreads on fixed-rate assets.

To make informed decisions about portfolio strategies, use our funding-strategy models. Our modeling capability gives you the technical support you need to quantify the performance of fixed-rate assets in relation to the advances used to fund them. Our analysis leads to funding strategies that translate into risk/reward tradeoffs you'll feel comfortable with.

Working with your asset characteristics and the risk profile of your balance sheet, we will model cash flows in seven rate environments. Taking into account prepayment and secondary-market assumptions, our models will demonstrate funding alternatives that best meet your balance-sheet needs.