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Unlock the Potential in Your Balance Sheet  Institutions that are collateral constrained can find relief by unlocking the potential found in asset classes other than the one- to four-family, owner-occupied loans that often dominate their balance sheets.
 Bank Introduces the HLB-Option Plus Cap Advance
For members seeking to address balance-sheet sensitivity to increasing short-term rates, the Federal Home Loan Bank of Boston offers a new advance product: the HLB-Option Plus Cap advance, an HLB-Option advance with an embedded cap feature.
New Funding Strategy Models 
Looking to fund loans or securities with advances? A Federal Home Loan Bank of Boston funding-strategy model can help you develop strategies to hedge interest-rate risk and maximize profitability.
Navigating
in Troubled Times  If the U.S. economy slips into recession, management of the region’s
financial institutions will have to maneuver cautiously through the
difficult times ahead.
HLB Option Advances at Extremely Low Rates  HLB
Option advance pricing for quarterly calls is extremely attractive at
the moment and current structures with a 10-year maturity and a three-month
lockout are priced at 2.38 percent as of January 14, 2008, a full
187 basis points below fed funds. |
Members
interested in estimating when their option advances will
be called can turn to the HLB-Option Rate-Sensitivity
tool for help. In this FHLB Boston video
tutorial, Account Manager Loughlin Cleary shows members how
to use this web-based tool.
Many
members are operating perilously close to their desired cushion
and could benefit from adding collateral other than one-
to four-family mortgages. 
Using Federal Home Loan Bank of Boston letters of credit instead
of securities to secure municipal deposits frees up member assets
for other earnings strategies.
Visit
our Events page to get updates on all of our upcoming training
sessions, webinars, and other events.