INCOME COLLECTION SERVICE STANDARDS
	Fed Book-Entry Issues		Credited on payable date in immediately available funds.
	DTC-Eligible Issue		Credited on payable date in immediately available funds.
	FNMA andFHLMC		Credited on payable date in immediately available funds.
	GNMAs		Credited on payable date in immediately available funds.
	Physical GNMAs		Credited three (3) business days after payable date in immediately available funds.
	Other Mortgage-Backed Securities		Credited in immediately available funds on the day FHLB receives.
	Floating Rate Notes		If payment information is available before payment date, income will be credited one business day after payable date. Otherwise, income will be credited the day FHLB receives.
	Foreign Securities		Foreign currency must be converted to U.S. dollars prior to the deposit into your IDEAL Way account.