IDEAL Way Advances Effective 03:52 PM February 8, 2010
	0.54%

Classic Advance Rates Effective 03:52 PM February 8, 2010
Term		Reg.	CDA	ESA	NEF
1	wk	0.28
2	wk	0.28
3	wk	0.28
1	mo	0.26	0.24	0.26
2	mo	0.27	0.26	0.27
3	mo	0.31	0.29	0.31
4	mo	0.33	0.31	0.33
5	mo	0.34	0.33	0.34
6	mo	0.36	0.35	0.36
9	mo	0.48	0.42	0.47	0.48
1	yr	0.58	0.50	0.55	0.56
1.25	yr	0.79	0.56	0.61	0.77
1.50	yr	1.00	0.77	0.82	0.98
1.75	yr	1.21	0.98	1.03	1.19
2	yr	1.41	1.18	1.23	1.39
2.25	yr	1.57	1.33	1.38	1.55
2.50	yr	1.72	1.48	1.53	1.70
2.75	yr	1.87	1.63	1.68	1.85
3	yr	2.03	1.79	1.84	2.01
3.50	yr	2.31	2.06	2.11	2.29
4	yr	2.60	2.35	2.40	2.58
4.50	yr	2.83	2.57	2.62	2.81
5	yr	3.07	2.81	2.86	3.05
5.50	yr	3.30	3.02	3.07	3.28
6	yr	3.52	3.24	3.29	3.50
6.50	yr	3.70	3.41	3.46	3.68
7	yr	3.88	3.59	3.64	3.86
7.50	yr	4.01	3.71	3.76	3.99
8	yr	4.15	3.85	3.90	4.13
8.50	yr	4.24	3.93	3.98	4.22
9	yr	4.34	4.03	4.08	4.32
9.50	yr	4.44	4.12	4.17	4.42
10	yr	4.53	4.21	4.26	4.51
15	yr	5.39	5.06	5.11	5.37
20	yr	5.74	5.41	5.46	5.72

Amortizing Advances Effective 03:52 PM February 8, 2010
Term		Amort.		Reg.	CDA	ESA	NEF
2	yr	2	yr	0.92	0.69	0.74	0.90
3	yr	3	yr	1.39	1.15	1.20	1.37
5	yr	5	yr	2.21	1.95	2.00	2.19
5	yr	20	yr	2.97	2.71	2.76	2.95
7	yr	7	yr	2.90	2.61	2.66	2.88
10	yr	10	yr	3.66	3.34	3.39	3.64
10	yr	20	yr	4.31	3.99	4.04	4.29
15	yr	15	yr	4.52	4.19	4.24	4.50
20	yr	20	yr	5.10	4.77	4.82	5.08
20	yr	30	yr	5.52	5.19	5.24	5.50

Member-Option Advances Effective 03:52 PM February 8, 2010
Maturity		1st Put		Reg.	CDA	NEF
3	yr	1	yr	2.28	2.04	2.26
5	yr	1	yr	3.42	3.17	3.40
5	yr	3	yr	3.19	2.94	3.17
7	yr	1	yr	4.37	4.12	4.35
7	yr	3	yr	3.98	3.74	3.96
10	yr	3	yr	4.65	4.40	4.63