IDEAL Way Advances Effective 03:20 PM July 3, 2009
	0.62%

Classic Advance Rates Effective 03:20 PM July 3, 2009
Term		Reg.	CDA	ESA	NEF
1	wk	0.50
2	wk	0.45
3	wk	0.45
1	mo	0.44	0.31	0.36
2	mo	0.45	0.32	0.37
3	mo	0.47	0.34	0.39
4	mo	0.52	0.39	0.44
5	mo	0.56	0.43	0.48
6	mo	0.61	0.48	0.53
9	mo	0.77	0.58	0.63	0.75
1	yr	0.93	0.85	0.90	0.91
1.25	yr	1.10	0.96	1.01	1.08
1.50	yr	1.27	1.13	1.18	1.25
1.75	yr	1.45	1.31	1.36	1.43
2	yr	1.62	1.48	1.53	1.60
2.25	yr	1.81	1.66	1.71	1.79
2.50	yr	1.99	1.84	1.89	1.97
2.75	yr	2.18	2.03	2.08	2.16
3	yr	2.36	2.21	2.26	2.34
3.50	yr	2.67	2.51	2.56	2.65
4	yr	2.98	2.82	2.87	2.96
4.50	yr	3.21	3.04	3.09	3.19
5	yr	3.44	3.27	3.32	3.42
5.50	yr	3.70	3.51	3.56	3.68
6	yr	3.95	3.76	3.81	3.93
6.50	yr	4.13	3.93	3.98	4.11
7	yr	4.31	4.11	4.16	4.29
7.50	yr	4.42	4.21	4.26	4.40
8	yr	4.53	4.32	4.37	4.51
8.50	yr	4.59	4.37	4.42	4.57
9	yr	4.64	4.42	4.47	4.62
9.50	yr	4.72	4.49	4.54	4.70
10	yr	4.79	4.56	4.61	4.77
15	yr	5.34	5.11	5.16	5.32
20	yr	5.48	5.25	5.30	5.46

Amortizing Advances Effective 03:20 PM July 3, 2009
Term		Amort.		Reg.	CDA	ESA	NEF
2	yr	2	yr	1.19	1.05	1.10	1.17
3	yr	3	yr	1.67	1.52	1.57	1.65
5	yr	5	yr	2.55	2.38	2.43	2.53
5	yr	20	yr	3.34	3.17	3.22	3.32
7	yr	7	yr	3.28	3.08	3.13	3.26
10	yr	10	yr	4.02	3.79	3.84	4.00
10	yr	20	yr	4.59	4.36	4.41	4.57
15	yr	15	yr	4.70	4.47	4.52	4.68
20	yr	20	yr	5.09	4.86	4.91	5.07
20	yr	30	yr	5.34	5.11	5.16	5.32

Member-Option Advances Effective 03:20 PM July 3, 2009
Maturity		1st Put		Reg.	CDA	NEF
3	yr	1	yr	2.67	2.52	2.65
5	yr	1	yr	3.91	3.74	3.89
5	yr	3	yr	3.63	3.47	3.61
7	yr	1	yr	4.84	4.69	4.82
7	yr	3	yr	4.46	4.30	4.44
10	yr	3	yr	4.99	4.83	4.97