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  • Andrew Paolillo

    Funding Amidst Rate Cut Uncertainty

    The SOFR Flipper Advance offers the potential for interest cost savings as market expectations for the timing and magnitude of potential rate cuts change.

  • Andrew Paolillo

    Combatting Margin Pressure

    The persisting ‘higher for longer’ interest-rate environment presents challenges, but the advance funding strategies explained in this article may help alleviate the impact on earnings and align with the shifting interest-rate risk profile.

  • Andrew Paolillo

    Strategies for a Pivot to Lower Rates

    Amid signals that the interest-rate cycle may shift, certain funding solutions can present value in managing liquidity, earnings, and interest-rate risk.

  • Andrew Paolillo

    Interest-Rate Risk Mitigation with Flexibility

    As the prospect of rates being “higher for longer” continues to pick up steam, the Member-Option Advance can be a useful tool to hedge interest-rate risk while maintaining the flexibility to adapt if necessary.

  • Finding Value in the MPF® Program

    FHLBank Boston’s Mortgage Parternship Finance® (MPF®) 35 product has sharpened its pricing and value proposition at a time when the mortgage business is experiencing challenges due to higher interest rates. Due to some of the nuances of how the product is structured and how prices and price adjustments are made, different opportunities exist for Participating Financial Institutions (PFIs), members participating in the MPF Program, to create more value out of their mortgage activity. In times of constrained liquidity or robust refinancing, the MPF Program could be an attractive arrow in a PFI’s quiver.

  • Andrew Paolillo

    Advance Solutions for Different Rate Scenarios

    With uncertainty surrounding the near-term path of interest rates, several funding strategies can be used to benefit from the changes in the yield curve.

  • Strategically Optimizing Borrowing Capacity

    Knowing the essentials of how the lendable value of loan collateral at FHLBank Boston is calculated can allow members to optimize their balance sheet and better manage liquidity risk across different environments. In the first of a two-part examination of this important determination, the essentials of calculating lendable value are explored.

  • Andrew Paolillo

    Providing Liquidity in All Environments

    The extraordinary events of March 2023 have brought liquidity risk into the limelight. FHLBank Boston has multiple solutions to support members in meeting their funding, liquidity, and risk-management needs.