March 19, 2025

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Members Approved for Housing Our Workforce

Banks and credit unions throughout New England have applied to participate in the program. Here is a list of the banks and credit unions* by state that have been approved to offer HOW to their customers:

Connecticut

  • American Eagle Financial Credit Union
  • Charter Oak Federal Credit Union
  • Chelsea Groton Bank
  • Connex Credit Union
  • Dime Bank
  • First County Bank
  • Guilford Savings BankIves Bank
  • Jewett City Savings Bank
  • Liberty Bank
  • Newtown Savings Bank
  • Northwest Community Bank
  • Scient Federal Credit Union
  • Thomaston Savings Bank
  • Torrington Savings Bank
  • Webster Bank, N.A.
  • Windsor Federal Bank

Maine

  • Acadia Federal Credit Union
  • Androscoggin Savings Bank
  • Bangor Savings Bank
  • Bar Harbor Bank and Trust
  • Bath Savings Institution
  • Camden National Bank
  • Community Credit Union
  • cPort Credit Union
  • Dirigo Federal Credit Union
  • Katahdin Federal Credit Union
  • Katahdin Trust Company
  • Kennebec Savings Bank
  • Machias Savings Bank
  • Maine Community Bank
  • Maine Savings Federal Credit Union
  • Norway Savings Bank
  • Saco & Biddeford Savings Institution
  • Skowhegan Savings Bank
  • University Credit Union

Massachusetts

  • Adams Community Bank
  • Align Credit Union
  • All One Credit Union
  • AllCom Credit Union
  • Athol Credit Union
  • Avidia Bank
  • Bank of Easton
  • bankESBBankFive (legal name is Fall River Five Cents Savings Bank)
  • bankHometown
  • Bay State Savings Bank
  • BayCoast Bank
  • Berkshire Bank
  • Bluestone Bank
  • Bristol County Savings Bank
  • Brookline Bank
  • Cambridge Savings Bank
  • Cape Cod Co-Operative Bank
  • Cape Cod Five Cents Savings Bank
  • Charles River Bank
  • Clinton Savings Bank
  • Coastal Heritage Bank
  • Cornerstone Bank
  • Dean Co-Operative Bank
  • Dedham Institution for Savings
  • East Cambridge Savings Bank
  • Eastern Bank
  • Enterprise Bank and Trust Company
  • Fall River Municipal Credit Union
  • Fidelity Co-Operative Bank
  • First Priority Credit Union
  • Florence Bank
  • Freedom Credit Union
  • GFA Federal Credit Union
  • Greenfield Co-Operative Bank
  • Greenfield Savings Bank
  • Greylock Federal Credit Union
  • Hanscom Federal Credit Union
  • HarborOne Bank
  • Harvard Federal Credit Union
  • Haverhill Bank
  • I-C Federal Credit Union
  • Institution for Savings in Newburyport and its Vicinity
  • Leader Bank, N.A.
  • Lee Bank
  • Luso Federal Credit Union
  • Marblehead Bank
  • Mass Bay Credit Union
  • Mechanics Cooperative Bank
  • Metro Credit Union
  • Middlesex Federal Savings, F.A.
  • Milford Federal Bank
  • Millbury Federal Credit Union
  • Monson Savings Bank
  • MountainOne Bank
  • Newburyport Five Cents Savings Bank
  • North Easton Savings Bank
  • North Shore Bank, A Co-Operative Bank
  • Northern Bank & Trust Company
  • OneLocal Bank
  • OneUnited Bank
  • Pentucket Bank
  • PeoplesBank
  • Pittsfield Co-Operative Bank
  • Polish National Credit Union
  • Reading Co-Operative Bank
  • Rockland Federal Credit Union
  • Rockland Trust Company
  • Rollstone Bank & Trust
  • Salem Five Cents Savings Bank
  • Savers Co-Operative Bank
  • Sharon & Crescent United Credit Union
  • Somerset Federal Credit Union
  • Southcoast Federal Credit Union
  • St. Anne's Credit Union
  • St. Mary's Credit Union
  • StonehamBank, A Co-Operative Bank
  • Stoughton Co-operative Bank
  • The Bank of Canton
  • The Cooperative Bank
  • The Village Bank
  • UMass Five College Federal Credit Union
  • Walpole Co-Operative Bank
  • Washington Savings Bank
  • Webster Five Cents Savings Bank
  • Winchester Co-Operative Bank
  • Winchester Savings Bank
  • Winter Hill Bank, FSB
  • Workers Federal Credit Union

New Hampshire

  • Bellwether Community Credit Union
  • Claremont Savings Bank
  • Franklin Savings Bank
  • Holy Rosary Regional Credit Union
  • Lighthouse Federal Credit Union
  • Mascoma Bank
  • Members First Credit Union of New Hampshire
  • Passumpsic Savings Bank
  • Salem Co-Operative Bank
  • Service Federal Credit Union
  • Sugar River Bank
  • Woodsville Guaranty Savings Bank

Rhode Island

  • Bank Rhode Island
  • BankNewport
  • Centreville Bank
  • Citizens Bank, N.A.
  • Greenwood Credit Union
  • People's Credit Union
  • The Washington Trust Company
  • Westerly Community Credit Union

Vermont

  • Community National Bank
  • EastRise Federal Credit Union
  • Heritage Family Federal Credit Union
  • National Bank of Middlebury
  • NorthCountry Federal Credit Union
  • Northfield Savings Bank
  • Opportunities Credit Union
  • Peoples Trust Company of St. Albans
  • The Bank of Bennington
  • The Brattleboro Savings & Loan Association
  • Union Bank
  • Vermont Federal Credit Union
  • Wells River Savings Bank
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Member FAQs

Want to participate in HOW? Review these frequently asked questions for more details. 

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Creating Opportunity 

Our 2019 Annual Report highlighted how borrowers used a program grant to buy a home.

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*Some of the banks and credit unions on this list serve more than one state.