With uncertainty surrounding the near-term path of interest rates, several funding strategies can be used to benefit from the changes in the yield curve.
Knowing the essentials of how the lendable value of loan collateral at FHLBank Boston is calculated can allow members to optimize their balance sheet and better manage liquidity risk across different environments. In the first of a two-part examination of this important determination, the essentials of calculating lendable value are explored.
The extraordinary events of March 2023 have brought liquidity risk into the limelight. FHLBank Boston has multiple solutions to support members in meeting their funding, liquidity, and risk-management needs.
Declining tangible equity could impact a depository’s credit status category at FHLBank Boston through legacy regulation. As of December 9, 2022, FHLBank Boston policies dependent on specific tangible equity ratios were changed to no longer automatically affect a member’s credit status category. Borrowing restrictions for any institution with negative tangible equity remain.
Shifting expectations on the Federal Reserve’s path have changed the level and shape of the curve, creating liquidity needs but also opportunities for members.
Our Annual and Advisory Council Reports highlight how the Bank innovated to help our members with their liquidity and housing and community development needs throughout 2024.
Our digital magazine features current trends in financial services, legislation, housing and community development, and the products and services we offer.
