Banks and credit unions continue to navigate a challenging and shifting asset-liability management landscape. Expectations for further rate cuts have tempered as inflation concerns have resumed, and the yield curve has moved out of deeply inverted territory. Loan growth has slowed, and while many have experienced some relief on funding costs, deposit-gathering efforts remain challenging. Margins have begun to recover, but liquidity and interest-rate risks remain front and center, and credit risks are beginning to emerge.

Join us Tuesday, May 19, from 11:00 to 11:45 a.m. for an informative webinar to hear an in-depth analysis of what is occurring on FHLBank Boston depository member balance sheets and review important trends in the capital markets, economy, and banking industry.

You’ll have an opportunity to hear from our presenters: FHLBank Boston’s Andrew Paolillo, vice president, director of member lending & strategies, Caroline Casavant, senior financial strategist, and Tyler Buckeridge, sales and strategies specialist.

Webinar Topics:

• What are the key takeaways from FHLBank Boston members’ 2026 first-quarter call reports?
• Is there more room for deposit cost improvement, even as rate cut expectations have appeared to stall?
• What sectors and geographies have been able to maintain loan growth, and is it sustainable?
• What are the signs of emerging credit stress in loan portfolios?
• What do shifts in intermediate-tenor interest rates suggest about the direction, timing, and magnitude of potential moves in short-term interest rates?
• How will the transition from Quantitative Tightening to Quantitative Easing impact depository balance sheets?
• Do trends in inflation and unemployment suggest that rate cuts may be done for now, or is economic softness on the horizon?
• How have banks and credit unions fared in deposit growth and mix as competitive forces remain high?
• What approaches are members using to support earnings, boost liquidity, and manage risk?
• What lending, investment, and deposit tactics should be considered going forward?