Stay ahead of the curve, borrow smarter, and support economic development in the communities you serve with strategies and customized funding solutions from our team.
Andrew Paolillo
Vice President,
Director of Member
Strategies + Solutions
In the current rate environment, members anticipate a series of rate cuts that will help ease margin pressure and begin a new growth cycle. However, an analysis of past rate cycles can help inform members on the optimal time to stay with short-term or long-term wholesale funding.
The yield curve moving out of an inverted position has been a welcome development for banks and credit unions, but many of the earnings, liquidity, and interest-rate risk pressures still exist. Watch an informative webinar to hear an in-depth analysis of asset/liability management and funding topics and strategies that are top of mind for many depositories.
Interest rates have not fallen as much as many expected at the beginning of 2025. The Member-Option Advance can help members manage interest-rate risk in a higher-for-longer environment while retaining flexibility to benefit in a down-rate scenario.