Reduces funding costs

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  • IDEAL Cash Manager Advance

    One of three overnight-funding solutions, this advance enables you to access liquidity quickly and conveniently by wiring funds from your IDEAL Way demand account.

  • HLB-Option Advance

    Widely popular, the HLB-Option allows you to borrow at lower rates than would typically be available by selling the option to FHLBank Boston to cancel prior to final maturity. You can tailor the maturity, lockout period, and call frequency to meet your funding needs.

  • Daily Cash Manager Advance

    This overnight-funding product enables you to efficiently manage your daily liquidity needs, providing access to funding up until 5:00 p.m.

  • Community Development Advance Extra

    A more deeply discounted CDA, this advance supports a variety of economic development and mixed-use initiatives, with slightly different criteria than the traditional CDA.

  • Community Development Advance

    The CDA is a discounted advance that supports a variety of economic development and mixed-use initiatives if certain qualifications are met.

  • Classic Advance

    Offering maturity options across the curve, the popular Classic Advance serves as the core building block of your asset-liability management strategy.

  • March 2025 Liquidity & Funding Strategies for the Current Environment

  • Andrew Paolillo

    Hedging Against Higher for Longer with Flexibility

    Interest rates have not fallen as much as many expected at the beginning of 2025. The Member-Option Advance can help members manage interest-rate risk in a higher-for-longer environment while retaining flexibility to benefit in a down-rate scenario.