Peer Analysis & Balance Sheet Strategies Update

Banks and credit unions continue to navigate a challenging and shifting asset-liability management landscape. A rising and steepening yield curve has reduced the likelihood of a near-term rate cut and reintroduced the possibility of rate hikes. This shift in expectations has put further stress on an already challenging backdrop for deposit gathering and funding costs. Margins have been recovering, but the pace of improvement appears to be slowing, as asset repricing and growth have been uneven, and credit risks are beginning to emerge.

Join us Wednesday, August 19, from 11:00 to 11:45 a.m. for an informative in-depth analysis of what is occurring on FHLBank Boston depository member balance sheets and a review of important trends in the capital markets, economy, and banking industry.

You’ll have an opportunity to hear from our presenters: FHLBank Boston’s Andrew Paolillo, vice president, director of member lending & strategies, and Tyler Buckeridge, senior sales and strategies specialist.

Webinar Topics:

• What are the key takeaways from FHLBank Boston members’ 2026 second-quarter call reports?
• How have deposit gathering and retention efforts fared with the shift in the yield curve expectations pivoting to potential hikes?
• What sectors and geographies have been able to maintain loan growth, and is that growth sustainable?
• What are the implications on margins and earnings from the shifting macroeconomic landscape?
• What are the signs of emerging credit stress in loan portfolios?
• What do shifts in intermediate-tenor interest rates suggest about the direction, timing, and magnitude of potential moves in short-term interest rates?
• Are economic indicators at odds with, or supportive of, the market’s view on the prospects for the local, regional, and national economies?
• How have banks and credit unions fared in growth, mix, and costs as competitive forces remain high for both loans and deposits?
• What approaches are members using to support earnings, boost liquidity, and manage risk?
• What lending, investment, and deposit tactics should be considered going forward?