Peer Analysis & Balance Sheet Strategies Update

Banks and credit unions continue to navigate a shifting asset-liability management landscape. The Federal Reserve increased short-term rates in September for the first time in over three years, and a resilient economy and persistent inflation have put the potential for more hikes under consideration. A higher and steeper yield curve has added stress to deposit gathering and funding costs but has been supportive of asset repricing. Margins have been recovering, but the pace of improvement may be slowing, and asset quality remains an important consideration.

Join us Thursday, November 19, from 11:00 to 11:45 a.m. for an in-depth look at FHLBank Boston depository member balance sheets, along with important trends shaping the capital markets, economy, and banking industry.

You’ll have an opportunity to hear from our presenters: FHLBank Boston’s Andrew Paolillo, vice president, director of member lending & strategies, and Tyler Buckeridge, senior sales and strategies specialist.

Webinar Topics:

• What are the key takeaways from FHLBank Boston members’ 2026 third-quarter call reports?
• How have deposit gathering and retention efforts fared with the shift in the yield curve expectations pivoting to potential hikes?
• What sectors and geographies continue to see loan growth, and is that growth sustainable?
• Has the rise in rates been more of a challenge for funding costs or more of an opportunity for the acceleration in asset repricing?
• Are there signs of emerging credit stress in loan portfolios?
• What do shifts in intermediate-tenor interest rates suggest about the direction, timing, and magnitude of potential moves in short-term interest rates?
• Are economic indicators at odds with or supportive of the market’s view on the prospects for the local, regional, and national economies?
• How have banks and credit unions fared in growth, mix, and costs as competitive forces remain high for both loans and deposits?
• What strategies are members using to support earnings, boost liquidity, and manage risk?
• What lending, investment, and deposit tactics should be considered going forward?